Read what our clients have to say about their experience with CCS.

Mr. P

Dear Mdm K, Today marks my first month towards a debt free life and for the next five and a half years, I am committed towards a monthly payment of $3000 to all 9 creditors. If only I had been a little wiser, I would be richer by $180,000 instead. Looking on the bright side, if I had not come to CCS, I would most probably be in debt for the rest of my life and the 8 months of unemployment last year nearly drove me to insanity but as the saying goes, what goes up must come down and when one hits rock bottom, the only way is up. I wont go into lengthy details on why and how I got into this predicament today because our situations differ but I do believe that people like us have one thing in common and speaking for myself, since young, I have never learn to appreciate the value of money. In early December 2013 when I returned to the workforce, I made myself this promise, with the new year ahead, I want to get out of debt, if not for myself, for my parents. I want to be able to look after them in their golden years and if I have to bite the bullet hard for the next five and a half years, I will bite it hard. If embarrassment is stopping you from seeking help, then you will be glad to know that you just need to be embarrassed for 3 times only. First, during the Information Talk, second during the counselling session and third, when the Debt Management Proposal is finalised. During the counselling session with Mdm K, I broke down in tears, how embarrassing is that? B