The Online Debt Management Course is an e-learning programme that you may complete at your own time and pace. It should take you about 90 to 120 minutes in total to complete. You may start whenever you are ready and stop whenever you need to. You can pick up where you left off during the course.

Presented over five bite-sized modules, this online course provides you with relevant information on the various options to address an unsecured debt problem, common creditor collection actions and how to prepare for a counselling session with our Financial Counsellors. The course will also explain how you can obtain your credit report, work out your monthly budget and determine your debt repayment capacity.

To help you recap the main learning points on how to address problem debts, you are required to complete a Debt Management Knowledge Quiz at the end of the course.

After completing this course, should you wish to see a Financial Counsellor, follow the instructions on submitting a Counselling Request Package. 

Please complete the course within 30 days, after which your account will expire. Please contact education@ccs.org.sg if you wish to extend your account. 

Once you have completed the Online Debt Management Course and pass the Debt Management Knowledge quiz, you will be able to download a Counselling Request Package. 

1.   Complete the forms in the Counselling Request Package.

2.   Obtain the relevant supporting documents.

3.   Send the completed Counselling Request Package and supporting documents to CCS 

51 Cuppage Road
#07-06
Singapore  229469

or email precounsel@ccs.org.sg

After we have received your documents, we will contact you with the details of your appointment.