Testimonials

 

Very often, consumer who has a debt problem feels very alone. He tends to keep the debt problem to himself, not wanting anyone to know because he is likely to feel ashamed, silly, guilty, loss of pride or worry about losing his job.

As a result, the debt problem grows bigger, the stress level becomes higher, work performance is affected, relationships turn tense and subsequently, the individual may become depressed and suicidal thought may began to arise.

 
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Ms S
I'm looking forward to the debt-free. It was a tough 5 years commitment, but now I'm glad I've kept my promise to pay back every month...

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Mr B
CCS is well recognised by the government, the banks and the courts. My advice is if you are having "credit card problems" talk to them...

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Ms S
Big THANK YOU to you, Lai Pin and CCS! My husband and myself would like to express our sincere thanks to you and your colleagues who have...

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Mr J
The first half of this year was extremely dreadful. Work not smooth, money problems escalate, banks regular calls demanding payments, banks filing...

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Ms H
As a result of my carelessness, my little debt snowball to a huge debt of S$100,000.  I was stressed when my total monthly repayment has...

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Mr P
Thank you CCS and especially Gillian for your help for i know that without you, my name will be added to the bankruptcy list. Hi, I am 44 yrs...

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Ms J
How I wish other people could step up and plan to pay back the banks by installments.  I believe many people never come across CCS. It...

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Mr C
This is a brave step for me to walk into CCS to be able to breathe life again.  I thank God for giving me the courage to press forward with...

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Ms R
CCS should bring awareness of its existence, because being 45 years of age, I never knew such an Organization existed till the bank officer at ANZ...

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Ms G
I’m currently holding an executive post with monthly gross salary of $4,000 per month. Rightfully speaking, I should not get myself into...

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