About CCS


Who We Are

We are an independent, non-government-link, non-profit organisation. As a registered charity, CCS is unlike other private debt advising firms and is not driven by profit.

As a trusted credit counselling organisation, we have helped over 28,000 individuals to address their unsecured debt problem through education, credit counselling and facilitated debt restructuring since 2004.



Our Vision

  • To be the leading and most respected credit counselling provider in Singapore for both debtors and creditors

Our Mission

  • To promote a better informed and responsible borrowing society through better credit management skills and knowledge
  • To assist debt distressed individuals with credit counselling and facilitating debt restructuring with their creditors

Organisation Chart


Our Supporters

  • State Courts of Singapore

  • Singapore Pools (Private) Limited

  • National Council of Social Service (NCSS)

  • Ministry of Social and Family Development (former MCYS)

  • Lien Foundation

  • Lee Foundation

  • South West Community Development Council 

  • The Association of Banks in Singapore (ABS)

  • Credit Bureau Singapore (CBS)


  • Special thanks to Mr Wilson Wong of WilzWorkz.com for some of the photography artworks